Arguing affordability is bunk. No family is lacking insurance for their kids or themselves because of sloth or an inability to prioritize their budget. Its simply that insurance is now unaffordable not just for individuals and families, but for businesses and in fact for the society as whole.
Here is the point. As a capitalist society, we have long recognized the value and need of publicly funding a government supported infrastructure to allow the free flow of commerce - railroads, highways, running water... - when are we going to realize that government healthcare is part of the infrastructure that supports our capitalist society? Most other countries have come to realize that healthcare should not be treated as a market commodity, but rather as part of the infrastructure of maintaining a functioning society.
What is the sense in having 30 cents of every dollar spent on health go into profits for insurance companies who themselves provides no healthcare, but instead act as impediments to what healthcare delivery there is because they are motivated by that profit to dishonor as many claims as possible?

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